Homeowner’s Insurance and Tree Removal

Homeowner’s Insurance and Tree Removal

Category Archive: Professional Tree Service

Homeowner’s Insurance and Tree Removal

Severe weather is common in Atlanta, especially during the spring or fall. While there’s nothing quite as thrilling as a good thunderstorm, these events can also cause damage to your home in the form of fallen branches and trees. If you want to make sure your home is safe from harm, it’s a good idea to hire a tree removal service. However, if you’re worried about the cost of tree removal, a possible source for funding is your homeowner’s insurance policy.

Many homeowner’s insurance policies will cover maintenance tasks meant to prevent damage to the home and costly repairs. Learn more about how you can pay for tree removal through insurance and discover how to hire an Atlanta professional tree removal service.

Do You Need Tree Removal Service?

Before you consult your insurance policy to see if it will pay for tree removal, you should examine whether you need this service in the first place. Look at the area directly surrounding your home, paying attention to how close the trees in your yard are to your home. You should also look closely at your trees to see if they are structurally sound and if there are any dead or dying branches at risk of falling.

If you notice that the trees surrounding your home are susceptible to damage during a storm and might put your home at risk, you need to strongly consider hiring an Atlanta professional tree removal service.

Insurance Coverage for Tree Removal

Your insurance company might cover the costs of tree removal to prevent costly home damagesUnfortunately, most homeowner’s insurance policies will only cover tree removal after damage has already occurred. However, after a serious storm has happened, your homeowner’s insurance policy will likely pay for debris removal, repairs to your home and removal of fallen or damaged trees.

After a storm, has caused serious damage to the trees in your yard, or to your home, you should document the damage and then contact a tree removal service. With proper documentation of the damage and the costs of tree removal, your insurance company should pay for both your damages and tree removal.

Hire a Service Familiar with Insurance Companies

Although you may not realize it, many tree removal services are very familiar with dealing with insurance companies, particularly after a powerful Atlanta thunderstorm. When you hire a tree removal service to take care of storm damaged trees at your home, you should be sure to ask them if they are comfortable dealing with insurance companies and how successful they have been securing payments for their clients.

The right professional tree removal service can quickly remove your damaged trees and help make dealing with your insurance company easier than you might imagine.

Find an Atlanta Professional Tree Removal Service

After your home and the trees in your yard have experienced serious damage after an intense storm, you need to make sure you consult with a trusted local tree service. If you’re looking for a high-quality Atlanta professional tree removal service, look no further than the team at Yellow Ribbon Tree Experts.

Yellow Ribbon Tree Experts can examine the damage to your home after a storm and give you a free tree removal estimate that you can provide to your insurance company. Learn more about us and call us today at (770) 512-8733.

Why You Need to Remove Tree Stumps

Remove Tree Stumps to Prevent Pest Infestation and Possible Resulting DiseaseWhen you’re improving the landscaping of your Atlanta yard, you may decide to remove some trees to open space. While this can be a good idea, it can also leave behind unsightly tree stumps that need to be removed. Because tree stump removal can seem a difficult task, many homeowners choose to avoid it. However, neglecting to remove a tree stump can end up extremely costly, both in terms of your own health and the appearance of your yard.

Here are a few reasons you need to be sure to remove tree stumps from your yard and tips for making the job easier with the help of a tree service.

Pest Infestations

If you choose to leave a tree stump in your yard, it’s very likely that it will eventually die. While dead tree stumps are certainly unattractive, that can be a huge risk to the long-term health of your home. Dead tree stumps can be a breeding ground for bugs. In addition to standard insect life, such as beetles and ants, dead tree stumps can also attract termites. Not only is a risk to the other trees in your yard, it’s a risk to your home.

Removing tree stumps from your yard is a good way to prevent bug infestations and to make sure that termites don’t invade and damage your home.

Increasing Your Injury Risks

When a tree stump can remain in your yard, you will probably be used to seeing it day in and day out. However, early on, it’s possible that you will forget that it’s there, possibly causing you to trip over the stump and cause yourself harm. This poses an additional risk when you have frequent guests to your home. Although you may have learned to avoid the tree stump, your guest may not be aware of the tree stump and this could result in one of your guests being injured.

One of the best reasons to remove a tree stump from your yard as soon as possible is to make sure you and your guests are safe from accidents.

Avoiding Unwanted New Growth

Usually, a tree stump will die shortly after a tree is cut. However, this is not always the case. In fact, tree stumps can last many months after the original tree has been cut down. Sometimes, this can lead to new growth on the tree stump. When a tree stump experiences new growth, however minor, it can sap the nutrients from the soil surrounding it. This can be a big problem for the vegetation throughout the rest of your yard.

Having a tree stump removed soon after a tree is cut down will work to preserve the nutrients of your soil and will help your other plants to thrive.

Remove Tree Stumps with the Help of a Tree Service

Now that you know how important it is to remove a tree stump, you need to get help from a trusted local tree service. Remove tree stumps and improve the appearance and health of your Atlanta yard by working with the Yellow Ribbon Tree Experts.

Yellow Ribbon Tree Experts offers multiple services, including tree stump removal and tree trimming, so that your yard always looks its best. Contact us today to schedule service.

Diseased Tree Warning Signs

If you’ve had trees in the yard of your Atlanta home for many years, it can be easy to assume that nothing can harm them. However, even if you give your trees the regular care they need, it can be possible for them to experience diseases that threaten their long-term health. Unfortunately, even the most vigilant homeowner can be unaware of the warnings signs of tree disease, possibly allowing their trees to suffer irreparable damage before the threat is noticed.

Here are a few tree disease warning signs that you need to be aware of, and advice for preserving the health of your trees with professional help.

Watch Out for Dying Limbs

The clearest sign that your trees are suffering from disease is also the one that homeowners most often overlook: dead or dying limbs. While dying or dead limbs don’t always indicate disease, they can be a red flag depending on the time of the year. If you notice multiple dead limbs during growing season, for example, it can mean a serious underlying problem.

Examine your tree and look for limbs that appear fragile or are turning gray, and if you see these issues, call a professional tree service.

Don’t Ignore Bugs

Damage to a tree from a Southern Pine beetle- Let Atlanta area tree authorities remedy your treesMost people assume that it’s natural for trees in their yard to be teeming with bug life, and while it’s true that insects will commonly be found on trees, not every bug species is harmless. Although homeowners are generally aware of the risks posed by termites, few realize there are other bugs that can hurt your tree’s health. Invasive bug species can eat your tree’s leaves and deprive it of nutrients, causing harm and sometimes death.

Look for damage to the trunks of your trees if you suspect harmful insects are taking over.

Beware of Mushrooms

It’s a common misconception that mushrooms belong around a tree’s base, especially during the wetter times of the year. However, extensive mushroom growth is a huge warning sign that your tree is in danger and needs professional care.

Certain types of mushroom only grow where there is decay, and if you see many mushrooms growing around your tree, it could mean that your tree is experiencing disease or is in the process of dying. When mushrooms start growing around your tree, take immediate action to reverse the situation.

Growth in the Wrong Places

When spring rolls around, homeowners expect to see new growth in their yard. However, while you’re enjoying this new growth, your trees may be suffering the consequences. There should never be new plant growth at the base of your tree. If there is, it could mean a problem with your tree’s root system, which means your tree is lacking the nutrients it needs to thrive. New growth at the base of your tree is a sign that you need professional assistance.

Get Advice About Tree Disease Warning Signs

If you notice any of these tree disease warning signs, you need to consult with the professionals at Yellow Ribbon Tree Experts. Our team is very familiar with the diseases that trees can suffer from, and we can examine the trees at your home and tell you whether anything can be done or if you need to start thinking about tree removal.

Get a free estimate from us today and make sure that your trees stay healthy well into the future.

Why Experience Matters in Choosing the Right Tree Service

tree removal service atlanta gaIt can be tempting to hire a tree service based on who offers the best price, but when it comes to work that can be dangerous for both the employees and for your home, choosing a company with the most experience should be a priority. Services who can charge cheap rates often do not have the experience or equipment necessary to get a job done, and get it done well. Prior experience is the best asset a tree service can offer, and gives them unparalleled advantage in speed, efficiency and customer service.

Professionalism

A company with more experience is likely to have the means to take care of their employees and their customers, beyond just providing a basic service. Having uniforms, business cards and an easy to navigate website is an indication that a company has been around for a while and knows the value of professionalism. You are much more likely to encounter great customer service and friendly employees if a company has a lot of prior experience with trees.

Speed and accuracy

If you hire a tree service company with little to no experience, you may be in for a long and potentially dangerous ride. Companies that have been trained and have many years of experience can remove trees with precision and speed, taking up less of your time and leading to less money out of your pocket. Services that don’t know what they’re doing may take days to do a few hours of work, or be more prone to accidents that could cost you big. Services with less experience are also more likely to make mistakes that could damage the integrity of your home and property in the long run.

Certification

If a tree service is certified, that means they have experience in the field and are not just a few guys with a truck and a chainsaw. If a company has a Certified Arborist courtesy of the International Society of Arboriculture, that is as close to a professional tree service license they can get. If they are up to date on A-300, a set of nationally recognized pruning standards, they are likely to know exactly how to prune or fertilize the trees on your property without resorting to any unsafe practices. Though a business license may be all they need to legally set up a tree service, going the extra mile to obtain such certification shows their experience and dedication to the work they do.

Insurance

Well-established companies are more likely to have the resources to have the insurance necessary to keep clients from liability. Inexperienced businesses may think they can get away with not having worker’s compensation or auto insurance, but this is not the case. Having general insurance is not going to protect the client or the service from serious financial trouble if an accident occurred on the job. Though worker’s comp can be an expensive insurance to maintain, it is worth it in the end if a company has little assets or cash to help pay the medical bills and lost wages, in addition to equipment repair or repairs to your home. Though it may protect their clients from liability, a tree service worth their salt will know that proper insurance can also keep a company from going under.

Risk of Not Hiring a Tree Specialist

For conscientious homeowners, one of the most important tasks is to preserve their landscaping, especially getting Risk of Not Hiring a Professional Tree Service their trees the proper level of care. Although many homeowners believe that they can effectively care for their trees on their own, some forms of tree care require an expert touch. In fact, if you neglect to hire a tree specialist when you truly need one, it can cause a big risk to your trees and possibly to the value and aesthetic of your property.

Here are a few risks of not hiring a tree specialist that you should know about when you’re trying to give your trees the level of care that they deserve.

Suffering Dead Limbs

If you have trees throughout your yard, then you’re probably aware of the risk that dead limbs can pose to your home. What you might not realize, however, is that preventing dead limbs is much easier with the advice of a tree specialist.

For instance, one of the biggest causes of dead limbs is having two branches rubbing together and causing damage in the bark that allows for extensive damage. Hiring a tree specialist to handle the care of your trees means being able to prevent extensive limb damage that can result in dead, falling limbs. Not only will this save you money, it can help stop damage to your home.

Tree Viruses that Cause Long Term Damage

A factor that many homeowners are unaware of in relation to their trees is the risk for tree viruses and funguses. With just a small vulnerability in the bark of your tree, a tree virus or fungus can development and put the long-term health of your tree at risk.

If you’re tree comes down with a virus or fungal infestation, the best way to handle it is by having already hired a tree specialist. The right tree specialist will understand the type of virus or fungus impacting your tree and will be able to come up with a plan of care so that your tree rebounds and continues to thrive.

Having Your Trees Die

If you’ve had the trees in your yard for a long time, it may seem like they’re impervious to harm. Unfortunately, nothing could be further from the truth. In fact, the biggest risk facing your home’s trees without the proper level of care is death.

There are many different ways that a tree can die, including major damage to your root system. While you may not be aware of all of the fatal threats your tree faces, a tree specialist will intimately understand all of these risks and the best way to address them. Consulting with a tree specialist is the best way to guarantee you can enjoy your tree throughout its entire lifespan.

Get Advice from a Tree Specialist Today

As you can see, your important trees face numerous threats that can seriously damage them. If you want to protect your trees as fully as possible, then you need to hire a tree specialist from Yellow Ribbon Tree Experts. Working with us means preserving the health of your tree and avoiding potential damage. Learn about our services and get an estimate for getting your tree the care it needs.

Four Questions to Ask Before Hiring a Tree Service

How much will it cost?Hiring a Tree Service

When hiring a Tree Service, price is the most variable factor. Removing trees from any property is different depending on the location, size and species of the tree, as well as other factors like weather and accessibility. Pine trees may take up less ground space than other species, but their height can make pricing difficult to predict. Larger trees with wide circumferences can take up more root space, which will also affect the price.

Quotes:

Part of doing your research involves getting quotes from multiple services so you can find the lowest possible price. The tree service with the lowest price is not always the best or most experienced, however. When finding quotes, you can get a feel for the way each company operates and the quality of their customer service.

Estimates:

Get an estimate early on. Having a company come down to the site and view the tree you want removed is a vital step. Dealing with a tree service solely via telephone puts you at the risk of paying more than you initially thought. When contractors come to your property to remove the tree before examining the area, they may come across additional barriers which can cost more than expected.

What kind of equipment do they use?

Having solid, reliable equipment is essential for a company to do their job properly. Serious harm can be done if a company does not have the correct equipment, or if what they have is unsafe or unreliable. A legitimate tree service will have the proper equipment that is necessary to do the job correctly and safely.

Hiring A Tree Service that is Insured

To protect yourself from potential liability if an accident occurs, make sure to get proof of insurance from whatever tree service you choose. General liability insurance will not cover everything. Though it may offer some protection should a tree fall on your house or damage other property, it won’t cover potential injuries incurred on the job or any accidents that happen with the service’s equipment. Make sure the company has worker’s compensation for its employees and automobile insurance for its vehicles.

Worker’s Compensation

If a worker falls or is seriously injured and the company does not have worker’s compensation, you could be responsible for the medial bills and losses associated with their recovery time.  Many services attempt to work around having to purchase worker’s compensation insurance, so look out for tricks and get proof of insurance before anyone comes onto your property.

How much experience does the service have?

There is little regulation for tree service companies and often people with little training in removing trees will set up businesses.  Never pay before a job is finished.  If you have questions or concerns about a tree located on your property, don’t hesitate to call Yellow Ribbon Tree Experts. We have to expertise and equipment to handle any size job.

How to Hire A Professional Tree Service

Professional Tree ServiceIt can be tempting to hire a tree service based on who offers the best price, but when it comes to work that can be dangerous for both the employees and for your home, choosing a professional tree service with experience should be a priority. Services who can charge cheap rates often do not have the experience or equipment necessary to get a job done, and get it done well. Prior experience is the best asset a tree service can offer, and gives them unparalleled advantage in speed, efficiency and customer service.

Professional Tree Service Tips

Professionalism

A company with more experience is likely to have the means to take care of their employees and their customers, beyond just providing a basic service. A professional Tree Service has uniforms, business cards and an easy to navigate website is an indication that a company has been around for a while and knows the value of professionalism. You are much more likely to encounter great customer service and friendly employees if a company has a lot of prior experience with trees.

Speed and accuracy

If you hire a tree service company with little to no experience, you may be in for a long and potentially dangerous ride. Companies that have been trained and have many years of experience can remove trees with precision and speed, taking up less of your time and leading to less money out of your pocket. Services that don’t know what they’re doing may take days to do a few hours of work, or be more prone to accidents that could cost you big. Services with less experience are also more likely to make mistakes that could damage the integrity of your home and property in the long run.

Certification

If a tree service is certified, that means they have experience in the field and are not just a few guys with a truck and a chainsaw. If a company has a Certified Arborist courtesy of the
International Society of Arboriculture, that is as close to a professional tree service license they can get. If they are up to date on A-300, a set of nationally recognized pruning standards, they
are likely to know exactly how to prune or fertilize the trees on your property without resorting to any unsafe practices. Though a business license may be all they need to legally set up a tree
service, going the extra mile to obtain such certification shows their experience and dedication to the work they do.

Insurance

Well-established companies are more likely to have the resources to have the insurance necessary to keep clients from liability. Inexperienced businesses may think they can get away
with not having worker’s compensation or auto insurance, but this is not the case. Having general insurance is not going to protect the client or the service from serious financial trouble if
an accident occurred on the job. Though worker’s comp can be an expensive insurance to maintain, it is worth it in the end if a company has little assets or cash to help pay the medical
bills and lost wages, in addition to equipment repair or repairs to your home. Though it may protect their clients from liability, a tree service worth their salt will know that proper insurance
can also keep a company from going under.

Get a Free Estimate Today!